Microsoft Office 2016 for Seniors – Creating and Saving Documents

Whenever you start a new project in Word, you’ll need to create a new document.   You can create a new word document from the New page of the Backstage view or from the New Blank Document icon on the Quick Access Toolbar.

Available Template Gallery Choices from the Backstage View are:

  1. Blank Document – document formatted with standard settings that contains no content
  2. Installed Templates – content and design templates that come with Office Apps
  3. Templates – represent categories of common types of files that you can download and customize

Create a New Blank Document

  1. Click the Blank document template to create a new blank page. Word will display a new blank document in the application window.

Creating a new blank document in Word 2016

Create a Document from a Template

Word provides you with dozens of templates that you can easily download to help you create many different types of documents.  These templates are already pre-formatted with text and graphics so all you have to do is fill in your personal text and images and you’ll have a business letter, memo, brochure, flyer, newsletter or report nicely formatted and ready to go.  Let’s try it now.

1. Click the File Tab, then click New to display the New page of the Backstage view.  You will see some of the installed template thumbnails  next to the Blank document option
2. Click any thumbnail to open a preview window that displays a sample document page

Create a file from a template in Word 2016
3. In the preview window, click the Create button to create the document.  A new document will appear with the template you selected.

Create a template in Word 2016

You can also use the search bar to find the exact template you are looking for. In the example below, we’re using the search bar to search for a newsletter template.  When you find a template you like, select the template exactly as explained above to preview it.  You can also search by the categories listed on the right side of the page.

Search templates in Word

Open an Existing Document

The Start screen that appears when you first start Word displays a list of your recently opened files, so if it appears on the Start screen, you can open it directly from there. You can also open files residing in folders on your computer as demonstrated below:

1. Click the File Tab to go to the Backstage view and then click on Open
2. Click Browse to launch the Open dialog box and then navigate to the folder where the document you want to open resides.  (Alternatively, you can choose Recent Files, OneDrive or This PC to open files stored on your computer or OneDrive.)
3. Double click the file you want to open


Saving Your Files

Saving your work is important if you want to keep what you’re working on and you’ll want to save it in a location that you can easily recognize so you can find it later.  With Word 2016, you can now save files in the Cloud using OneDrive, or in a folder on your local computer.  Some people prefer to save in the cloud as it provides them with a single place to store and access files as well as an automatic back-up system.  OneDrive is Microsoft’s cloud-based storage solution and you’ll need an account to use it.  For the purposes of this lesson, we’ll be saving to our local computer.

There are two ways to save a file, the Save As and the Save option.

  1. Save As command: Always use the Save As option the first time you save a file.  You would also use the Save As command to save a document under a different name or location
  2. Save command: Use the Save command to update already saved files with changes.  The Save command updates the current version of the file.

You can save a document for the first time in one of the following ways:

  • Click the Save button on the Quick Access Toolbar
  • Click the File tab to display the Backstage View and then, on the navigation bar, click the Save or Save As command.  Let’s try it.

To Save a File

  1. Create a file from a template as explained above and then click the File tab to display the Backstage View
  2. Click Save As
  3. Click the Browse folder and in the Save As dialog box, navigate to the folder where you want to save your file
  4. In the file name box, enter a name for the file and use the default file type
  5. Click the Save button

saving files in Word 2016

Walkable Communities for Retirees

As more and more baby boomers continue to retire, experts believe the demand for walkable neighborhoods will continue to grow.  After years of commuting and driving from point A to point B, many retirees just want to be able to walk or bike to basic services or be able to take public transport to just about anywhere they want to go.  According to a recent study by the George Washington University School of Business, the end of sprawl is in sight as some of the nation’s largest metropolitan areas are focusing on building walkable urban developments.

This trend doesn’t necessarily help retirees looking for affordable, walkable, urban communities as these areas are now demanding higher rental premiums, according to the study, making it unaffordable for many retirees.  This is evident in Walkscore’s latest 2016 list in which New York, with a walkscore of 89, comes in at the top as America’s most walkable city followed by San Francisco which boasts a Walkscore of 86. ranks cities on a scale of 0 to 100 with 90–100 being a walker’s paradise, 70–89 as being very walkable,  50–69 as being somewhat walkable, 25–49 as car-dependent where most errands require a car to 0–24 as car-dependent where almost all errands require a car.  In their latest 2016 City & Neighborhood Ranking, Walkscore rates 141 cities in the US, Canada and Australia with a population of 200,000 or greater that have an average Walk Score of 48. In addition to the Walkscore, they also show the transit score and bikescore for each city.

So how can you find a walkable and affordable community to retire in? You could start by viewing Walkscore’s latest city rankings and detailed information on each neighborhood here or if you have a particular city or town in mind, visit to start your search .  Walk Score is available for any address in the United States, Canada, and Australia. They’ve ranked the largest 3,000 cities and over 10,000 neighborhoods so you can easily find the walkscore, bikescore or transit scores for your city.  Once you locate the city, you can drill down and see the detailed information for each city and search for apartments to rent or houses for sale.

8 Places to Retire & Get the Most Bang for Your Buck

It’s so important to save for our retirement. Many people start paying into pensions in their early 20s to ensure they have enough money for when they retire. However, even with that, many people will not have enough money to cover all their expenses by the time they retire and many people are now moving to countries where they can get more out of their savings.

Check out the storymap below from Easy Life Cover for a complete overview of the best countries to retire in to ensure you get the most out of your savings. There are age, income and residency requirements in most countries, but if you meet the criteria, you may be surprised to learn that in some of the countries, $200k has the potential to last up to 30 years! Even in the some of the most expensive cities like Bangkok, Thailand, the cost of living can still be 50% to 60% less than in larger US cities such as New York and Chicago.  Keep in mind that some countries do require a visa.

If your retirement savings aren’t as much as you’d hoped for, there is always the option to start your life over and have a great standard of living in many beautiful countries around the world.   Also, many of these countries offer special programs designed specifically for retired people such as discounts on utilities, hospital services and flights.

Storymap compliments of Easy Life Cover

When will I get my first social security check?

Many people are confused about when they will receive their first social security check after applying for early retirement at age 62 and rightly so! In some cases you may have to wait for more than 2 months after your turn 62 before you will receive your first social security check, depending on what day of the month your birthday falls on

When will I receive my first social security checkThe first thing to understand is that turning 62 doesn’t make you immediately eligible.  According to the Social Security Administration, you have to be 62 for one FULL month before you become eligible to receive benefits. In other words, you have to be 62 and one month old before you are eligible to receive your benefit.  Social Security benefits are then paid the month after they are due and according to the Social Security payment schedule.

For example, if your birthday falls on October 10th, 2016 you will be eligible for social benefits on November 10th, 2016 when you are 62 years and one month old.   According to the Social Security Administrations website, Social Security benefits for a given month are paid the following month they are due,  so in this example, paid in December.  But that doesn’t mean December 10th.  Social Security has a payment schedule as to which day of the month you will get paid depending on what date your birthday falls.

  • 1st – 10th of the month – You’ll be paid on the second Wednesday of each month.
  • 11th – 20th of the month – You’ll be paid on the Third Wednesday of each month.
  • 21st – 31st – You’ll be paid on the Fourth Wednesday of each month.

It’s a good idea to take a look at the Schedule of Social Security Benefits Payments to get a good idea of when you will receive your first check and on what date of each month.  Below you will find links to the 2016 and 2017 schedules.

Schedule Of Social Security Benefit Payments for 2016

Schedule of Social Security Benefit Payments for 2017

Winter in Lassen National Park

According to the National Park Peak Experiences publication, Lassen National park was first created after  the historic eruptions of 1915 and the efforts of Congressman John E. Raker to draw attention to the area and garner support for the park idea on a national level.   The park has continued to expand the over the years to include
winter favorites like Manzanita Lake and Sulphur Works with its popular ski area.

Shoe shoeing on Manzanita Lake at Mt. Lassen National ParkWinter activities in the park include snowshoeing, sledding, winter backpacking, cross country sking, snowboarding and nordic sking.  One of the most popular ways of enjoying the park in winter is snowshoeing and the park offers ranger-led snowshoe walks on Saturdays and Sundays, January through early April.  The snowshoes are provided and the walks start at 1:30 pm and usually last about 2 hours.  The best part about the walks is that they are free although the park ranger will ask for a suggested $1 donation for snowshoe maintenance.   The ranger will demonstrate how to put on the snowshoes and how to move around in them before the walk begins.  The park recommends coming prepared with snow boots, warm layers, water, lunch and/or snacks.

For those who have their own shoe shoes or are more familiar with walking on snow, several trails can be found at both the north and south entrances. The trails range from beginning to advanced levels and many of them have spectactular views.  The trail we tried this visit was the beautiful Manzanita Lake Snowshoe Loop at the north entrance.  This was a beginner trail with a distance of 1.5 mile round trip, although it definitely felt like it was longer.  Although the park states that the average time to complete the loop is 1.5 hours, you can definitely spend a lot longer exploring all the nooks and crannies and enjoying the wildlife and beautiful views of Lassen Peak and Chaos Crags.

Lassen National Park in Winter - Manzanita Lake
Manzanita Lake in the winter at Lassen National Volcanic Park

When planning your winter visit it’s important to note that Lassen Volcanic National Park Highway usually closes by mid-November for the winter season due to snow. Butte Lake, Warner Valley, and Juniper Lake roads close to vehicle traffic for the season due to snow around late October and usually reopen in late June or early July. Plowing on the park highway usually begins in early April and continues through late June.  For more details on winter activities in Lassen Nation and trail and road conditions, view the Lassen National Volcanic Park Peak Experiences Winter Newsletter or visit the Lassen National Volcanic Park Website.

Some National Parks Facts

  • Visitors to Lassen in 2014 – 432,977
  • Visitors to Yosemite in 2014 – 3,882,642
  • Total National Park Visitors in 2014 –  292, 800,082

The 10 Most Visited National Parks (2014)

  1. Great Smoky Mountains NP 10,099,276
  2. Grand Canyon NP 4,756,771
  3. Yosemite NP 3,882,642
  4. Yellowstone NP 3,513,484
  5. Rocky Mountain NP 3,434,751
  6. Olympic NP 3,243,872
  7. Zion NP 3,189,696
  8. Grand Teton NP 2,791,392
  9. Acadia NP 2,563,129
  10. Glacier NP 2,338,528

The 10 Most Visited Places of the National Park System (2014)

  1. Golden Gate National Recreation Area 15,004,420
  2. Blue Ridge Parkway 13,941,749
  3. Great Smoky Mountains National Park 10,099,276
  4. George Washington Memorial Parkway 7,472,150
  5. Lincoln Memorial 7,139,072
  6.  Lake Mead National Recreation Area 6,942,873
  7. Gateway National Recreation Area 6,021,713
  8. Natchez Trace Parkway 5,846,474
  9. Chesapeake & Ohio Canal National Historical Park 5,066,219
  10. Grand Canyon National Park

Source – The National Park Service Website